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Reasons Seniors Choose In-Home Care

By Megan C @ LivingSenior - July 16, 2012

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The choice of in-home care options usually give way to assisted living communities, residential care homes and senior retirement communities. The reason, in the past, has been due to the extensive amount of care options available in these care facilities. A resident could experience assisted living care for their personalized needs, socialization, prepared meals, and medication management. These care options are available under one monthly fee that insurance generally covered. In-home options, in the past, did not have this same luxury. Insurance covered only hospice care options or a limited number of assisted living options that made in-home care a luxury. Times have changed and in-home care options are quickly rising to the top of assisted living and on-going care choices.

Aging in Place

The idea of remaining at home while receiving care is a key reason for many seniors and their loved ones. Staying at home means the senior can stay on the same schedule they accustom to, surrounded by the same items and lifestyle they have lived around for years. For seniors with memory loss issues or Alzheimer's, this type of care is vital to maintaining a comfort level and quality of life.

Reliable Caregivers

Assisted living communities are known for having high turnover rates with certified nursing assistants. The certified assistants, or CNAs, are the primary care provider for residents. They handle bathing, grooming, help with daily living tasks, housekeeping and other various caregiving activities. For some caregivers the schedule and constant on the go caregiving can be too much to handle. Other caregivers may find having multiple residents to care for is more than they can handle at any given time. They leave the job and move on to other work leaving high turnovers and new faces appearing to residents regularly. With in-home care the caregiver turnover rate is lower and caregivers become a fixture in the seniors life and not just face.


The financial reasons for turning down options of in-home health care a few years ago are now the reasons that seniors can look at home health care as a real alternative today. Medical insurance providers are coming to the understanding that offering coverage for respite, end of life, long-term and assisted living care are advantages for their companies. By offering these coverage options insurance companies can support their relationships with long-term policy holders and offer low-cost options for care. In-home care, which at one time, was a financial burden is now something very affordable for seniors to consider.